CITON looks at insurance and works to make it simple to underwrite, simple to understand, simple to sell, and simple to administer.

How? Through a deep understanding of the intent of the program and the target market along with the use of technology, CITON actively works to eliminate the non-value add components to most programs. Through our proprietary software applications, CITON provides a state-of-the-art policy administration system with real-time underwriting, issuance, reporting, and capacity risk management. Utilizing CITON's risk management and software flexibility, we provides program management capabilities for personal and commercial risks.

Featured Products and Services

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  Zero Select CITON's ZERO SELECT © product eliminates the wind deductible of a primary homeowner or commercial insurance policy. No other product on the market provides this type of coverage, which has been viewed by agents and property owners as an inexpensive alternative to traditional deductible buy-down products. The award-winning ZERO SELECT © is reshaping how property owners and agents can manage this potentially devastating risk.

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  Underwriting CITON's proprietary software allows insurance carriers to apply sophisticated risk management techniques to new and renewal business writing processes.