.headerLeftBG 
{
	height: 263px;
	background-image: url("../images/headerLeftBGinner.jpg");
}
.headerRightBG 
{
    height: auto;
	bottom: 0;
	background-image: url("../images/headerRightBGInner.jpg");
	background-color: #f7f7f7;
}
.headerRightTermsBG
{
    height: auto;
	bottom: 0;
	background-image: url("../images/headerTermsRightBGInner.jpg");
	background-color: #ffffff;
}
.subNav
{
	height: 26px;
	background: url("../images/subnav_bg.png");
	margin-left: 6px;
}
.subNavLink {
    float: left;
}
.subNavLink a
{
	display: block;
	width: auto;
	height: 20px;	
	color: #fff;
	padding: 6px 1em 0;
	text-align: center;
	margin-right: 6px;
	text-decoration:none;
	font-size: 11px;
	position:relative;
}
.subNavLink a:hover
{
	color: #2b6382;
	background-color: #83c8e5;
}
.subNavLink a.active
{
	color: #2b6382;
	background-color: #83c8e5;
}
#ddNav {
	position: relative;
}

#ddNav,
#ddNav ul { /* all lists */
	list-style: none;
	line-height: 1;
}

#ddNav a {
	display: block;
	padding-top: 7px;
	height: 19px;
}

#ddNav li { /* all list items */
	float: left;
	display: inline-block;
}

#ddNav li ul { /* second-level lists */
	position: absolute;
	background: #22516b;
	width: 7.5em;
	padding: 8px 1em 20px;
	left: -999em; /* using left instead of display to hide menus because display: none isn't read by screen readers */
}
#ddNav li ul li {
	display: block;
	width: 7em;
}

#ddNav li ul a {
	width: 7em;
	padding-left: 0;
	text-align: left;
	color: #a2d1ea;
	border-bottom: 1px solid #39667e;
}
#ddNav li ul a:hover {
	background: none;
	color: #fcfdfd;
}

#ddNav li:hover ul,
#ddNav li.sfhover ul { /* lists nested under hovered list items */
	left: auto;
}


.mainContentInner {
	background: url(../images/mainContentInnerBG.png) repeat-y;
	min-height: 352px;
	behavior: url(../iepngfix.htc);
}
.mainContentLeft {
	float: left;
	width: 447px;
	background: url(../images/mainContentLeftBG.png) no-repeat;
	min-height: 352px;
	color: #5d5a4f;
	font: normal 12px "Trebuchet MS", Arial, Helvetica, sans-serif;
}
.mainContentRight {
	float: left;
	width: 533px;
	padding-bottom: 29px;
	background: url(../images/mainContentRightBG.png) no-repeat bottom left;
	min-height: 389px;
	font-family: "Trebuchet MS", Arial, Helvetica, sans-serif;
}
.mainContentLeft h2.sectionHead {
	height: 32px;
	padding: 5px 0 0 14px;
	font: normal 32px "Century Gothic", Verdana, sans-serif;
	color: #dae8f0;
	text-transform: uppercase;
	letter-spacing: .03em;
}
.mainContentLeft h3.sectionSubhead {
	height: 28px;
	padding: 5px 0 0 14px;
	font: normal 14px "Century Gothic", Verdana, sans-serif;
	color: #143a50;
	text-transform: uppercase;
	letter-spacing: .03em;
}
.mainContentLeft p {
	padding: 1em 0;
}
.mainContentRight h2.sectionHead {
	height: 35px;
	padding: 30px 0 0 40px;
	margin-bottom: 8px;
	font: normal 24px "Century Gothic", Verdana, sans-serif;
	background: url(../images/mainContentRightHeadBG.png) no-repeat;
	color: #d89e03;
	text-transform: uppercase;
	letter-spacing: .03em;
}
.mainContentRight ul.benefitsList {
	margin: 0 0 34px 40px;
	padding: 0;
	list-style: none;
	font-size: 16px;
	color: #4a7a95;
	font-weight: bold;
	line-height: 120%;
}
.mainContentRight ul.benefitsList li {
	margin: 0;
	padding: 15px 68px 16px 0;
	border-bottom: 1px solid #e2dede;
}
.mainContentRight ul.benefitsList li strong {
	text-transform: uppercase;
	color: #22536f;
}
.innerContentLeft
{
	margin: 5px 15px 0;
	line-height: 20px;
}
.innerContentLeft p
{
	width: 400px;
	color: #5d5a4f;
	margin: 0;
	font-size: 12px;
	font-family:Trebuchet MS;
}
.innerContentLeft ol
{
	width: 375px;
	color: #5d5a4f;
	padding: 0 0 0 30px;
	font-size: 12px;
	font-family:Trebuchet MS;
}
.innerContentRight 
{
	clear: both;
}
.innerContentRight a 
{
	text-decoration: underline;
	color: #4a7a95;
}
.innerContentRight a:hover 
{
/*	color: #2c6280;
*/	color: #f3b307;
}
.innerContentRight .tacDownload a {
	display: block;
	padding-left: 16px;
	background: url(../images/faqArrow.png) no-repeat 0 6px;
	text-decoration: none;
}
.innerContentRight .tacDownload a:hover,
.innerContentRight .tacDownload a:active {
	background-position: 0 -99px;
	color: #2c6280;
}
.innerContentRight h2 
{
	color: #22536f;
	margin: 18px 0 10px 40px;
	font-size: 18px;
	font-weight: normal;
	text-transform: uppercase;
}
.innerContentRight h3 
{
	color: #5B5A5A;
	font-size: 16px;
	margin: 10px 0 0 40px;
}
.innerContentRight p
{
	width: 400px;
	color: #5d5a4f;
	padding: 0 0 0 40px;
	font-size: 12px;
	font-family:Trebuchet MS;
	line-height: 20px;
}
.innerContentRight ol
{
	width: 375px;
	color: #5d5a4f;
	padding: 0 0 0 30px;
	font-size: 12px;
	font-family:Trebuchet MS;
}

.innerContentRight ul
{
	width: 493px;
	color: #4a7a95;
	padding: 0 0 0 40px;
	list-style: none;
	margin: 0;
}
.innerContentRight ul.agentList {
	width: auto;
	color: #4a7a95;
	padding: 0;
	margin-left: 40px;
	font-size: 12px;
	line-height: 22px;
}
.innerContentRight li 
{
	border-bottom: 1px solid #cccccc;
	padding: 15px 0 15px 0;
	width: 493px;
}
.innerContentRight ul.agentList li {
	border: 0;
	padding: 0 0 0 18px;
	width: auto;
	background: url(../images/faqArrow.png) no-repeat 0px 5px;
}
.innerContentRight ol
{
	width: 200px;
	color: #5d5a4f;
	padding: 0 0 0 40px;
	font-size: 12px;
	font-family:Trebuchet MS;
	margin-left: 50px;
	list-style-type: disc;
}
.innerContentRightBenefits b,
.innerContentRightBenefits strong {
	font-weight: normal;
	text-transform: uppercase;
	color: #22536f;
}
.innerContentRightBenefits p {
	padding: 15px 50px 15px 0;
	margin-left: 40px;
	width: auto;
}
.innerContentRightFaq a {
	margin-left: 40px;
	background: url(../images/faqLinkBg.png) repeat-x;
	display: block;
	color: #4a7a95;
	text-decoration: none;
}
.innerContentRightFaq a:active,
.innerContentRightFaq a:focus {
	outline: none;
	-moz-outline-style: none;
	color: #2c6280;
}
.innerContentRightFaq a.open p,
.innerContentRightFaq a.open,
.innerContentRightFaq a:hover,
.innerContentRightFaq p:hover {
	color: #2c6280;
}
.innerContentRightFaq p a {
	margin: 0;
	background: none;
	display: inline;
	text-decoration: underline;
}
.innerContentRightFaq p a:hover {
	color: #f3b307;
}
.innerContentRightFaq p {
	color: #4a7a95;
	padding-left: 20px; 
	padding-top: .8em;
	margin: 0 0 .8em 0;
	background: url(../images/faqArrow.png) no-repeat 0px 15px;
	line-height: 20px;
}
.innerContentRightFaq p.open,
.innerContentRightFaq p:hover {
	background-position: 0px -90px;
}
.innerContentRightFaq p.Answer {
	color: #5d5a4f;
	border: none;
	margin: 0 0 .8em 40px;
	padding-top: 0;
	background: none;
}
.faqOL {
	margin-bottom: .8em;
}
.faqOL li 
{
	margin-left: 10px;
	border: none;
	width: 300px;
	padding: 0;
}
.innerContentRightMedia p {
	margin: 1em 0;
}
.innerContentRightPrinc {
	color: #5d5a4f;
	line-height: 20px;
	padding: 1em 0;
}
.principlesHead {
	width: 492px;
	height: 127px;
	padding: 41px 0 0 41px;
	background: url(../images/mainContentRightHeadBGprinc.png) no-repeat;
}
.principlesHead img {
	float: left;
}
.principlesHead h2 {
	padding: 69px 0 0 99px;
	font: normal 24px "Century Gothic", Verdana, sans-serif;
	color: #d89e03;
	text-transform: uppercase;
	letter-spacing: .03em;
}
.principlesHead h3 {
	float: left;
	padding: 0 15px 0 9px;
	font: normal 13px "Century Gothic", Verdana, sans-serif;
	color: #5d5a4f;
	text-transform: uppercase;
	letter-spacing: .03em;
	background: url(../images/principlesArrow.png) no-repeat right 6px;
}
.innerContentRightAgents p {
	line-height: 20px;
	margin: 0 0 .8em 0;

}

.mainContentTerms {
	min-height: 352px;
	behavior: url(../iepngfix.htc);
}

.headerTermsOverlay 
{
	
}
.mainContentTermsLeft {
	float: left;
	width: 447px;
	min-height: 352px;
	color: #5d5a4f;
	font: normal 12px "Trebuchet MS", Arial, Helvetica, sans-serif;
	padding-top: 25px;
	line-height: 20px;
}
.mainContentTermsRight {
	float: left;
	width: 533px;
	padding-bottom: 29px;
	min-height: 389px;
	font-family: "Trebuchet MS", Arial, Helvetica, sans-serif;
	padding-top: 25px;
	line-height: 20px;
}
.mainContentTermsRight .innerContentRight {
	margin-top: 5px;
}
.mainContentTerms h2.sectionHead {
	height: 32px;
	padding: 5px 0 0 14px;
	font: normal 32px "Century Gothic", Verdana, sans-serif;
	color: #dae8f0;
	text-transform: uppercase;
	letter-spacing: .03em;
	width: 400px;
}
.mainContentTerms h3.sectionSubhead {
	padding: 5px 0 0 14px;
	font: normal 14px "Century Gothic", Verdana, sans-serif;
	color: #143a50;
	text-transform: uppercase;
	letter-spacing: .03em;
	width: 400px;
}
.mainContentTerms h3.sectionSubhead a {
	height: 28px;
	padding: 0 0 0 15px;
	margin: 0 0 0 5px;
	font: normal 14px "Century Gothic", Verdana, sans-serif;
	color: #feffff;
	text-transform: uppercase;
	letter-spacing: .03em;
	background: url("../images/TermsDownloadArrow.png") no-repeat left;
	behavior: url(../iepngfix.htc);
	width: 400px;
}
.tacTypesOfUsers 
{
	font-weight: bold;
}
.contactQuestionWrapper 
{
	position:relative;
	margin: 0 0 0 40px;
	padding: 14px 0;
	border-bottom: 1px solid #e2dede;
	line-height: 16px;
}
.contactQuestions, 
.contactQuestions a
{
	font-family: "Trebuchet MS", Arial, sans-serif;
	font-size: 16px;
	color: #3b89b4;
	text-transform:uppercase;
	line-height: 20px;
}
.contactQuestions a
{
	text-decoration: underline;
}
.contactQuestions a:hover {
	color: #f3b307;
}
.contactQuestionsAlternate
{
	font-family: "Trebuchet MS", Arial, sans-serif;
	font-size: 16px;
	color: #22536f;
	text-transform:uppercase;
	line-height: 20px;
}

.tacContentHeader {
	color:#22536f;
	font-family:Trebuchet MS,Arial;
	font-size:15px;
	text-transform:uppercase;
	width:400px;
	margin-left: 15px;
}

.tacContentText {
	color:#656363;
	font-family:Trebuchet MS;
	font-size:12px;
	margin:0 0 0 15px;
	width:400px;
}