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Zero Select

Wind Deductible Elimination Plan

Over the last five years there have been a combined 1,507,317 catastrophic hurricane claims on commercial properties (ISO’s Property Claim Services Unit).

CITON developed the ZERO SELECT Wind Deductible Elimination Plan to address escalating deductibles and help offset the increased burden of risk commercial property owners have had to assume (a higher deductible means less exposure for your primary carrier and more for you). The deductible has essentially become a major risk for property owners.

ZERO SELECT covers 100% of the deductible, thus shifting a much greater share of the burden to CITON and protecting property owners from having to write substantial checks just to start the process of rebuilding. This ensures your tenants will not be assessed after the fact and they will be up and running in a much more timely manner.

ZERO SELECT is the only 100% deductible elimination product on the market. This product works in collaboration with existing policies to fill a gap and provide property owners the most complete coverage available.

Benefits

  • Provides 100% deductible insurance coverage for covered, catastrophic events (covers deductibles up to $2 million)
  • Allows you to pass on the cost of the policy to leaser, tenants or association members
  • Eliminates need for "after the fact" assessments
  • Helps you avoid an unexpected expense at the most inopportune time
  • Gives you protection needed to get your leasers or association members back on track quickly and easily